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GETTING READY FOR COLLEGE
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GRADUATION AND BEYOND
Decisions After Graduation
Graduate School
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Decisions After Graduation


Graduate School

Career Resources

Loan Repayment

FAQ's

Estimated Payment Calculator


This site is built so you can read our information straight through. Then, at the sides we have supplied links you can use to research specific topics.

Bookmark our pages to keep these links during your college planning. They will help you make the best decision.

After four years of college life, and holding an undergraduate degree, you are faced with a big question. Do you begin your career and start paying off your education, or do you find a graduate program that will take you to another level?

There is no set formula for this decision. What works for one student may not be right for another. You had an idea about a career path when you started college, and that idea may have changed. When deciding about Graduate school make sure you consider both your academic and career objectives.

Going Straight to Graduate School

Certain graduate programs are best to enter immediately after finishing an undergraduate degree. These include the more specialized areas of study. Pre-med majors, for example, usually enroll in medical school immediately following college graduation. If the ultimate goal is to become a doctor, then the quickest way to that goal is to obtain an M.D. degree. In this case, a break between earning your undergraduate degree and starting medical school typically doesn't work.

Getting Real World Experience Under Your Belt First

In many cases, working in the real world for a few years is a good idea. In fact, there are some graduate programs that prefer their students have non-academic experience in the field before enrolling.

Specifically those who wish to pursue an M.B.A. often work in their area of interest for two to four years before going back to school. Certain classes in an M.B.A. program will seem much more relevant and informative if you have the kind of real-world experience that helps clarify the lessons and theories being taught. Another advantage is that more and more businesses today will pay for the employee's graduate school fees.

Some companies require the employee to promise (in writing) to work for that company for a set number of years after the attainment of the degree. So from a financial point of view, having an established relationship with an employer that is willing to help defray the costs of a graduate education is very beneficial.

Deciding That You Have Had Enough School

For many, graduate school is just not the right option. Some fields simply do not call for any sort of advanced degree.

It is important to remember that graduate school will always be there, and that you always have the option to go back if you choose. The most important thing to remember is that there is no shame in not going to graduate school. The key is to do what is most suited to you, your career, and your goals. Just make an informed, mature decision, and the rest will likely follow.


Always remember if you have a question about anything on this site, feel free to drop us a note at outreach@ismloans.org and we’ll be happy to answer or elaborate on an item that is confusing or unclear.

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